If you worked in Trinidad and Tobago and paid into the National
Insurance System (NIS) before coming to Canada to live, there may be
some TT money coming to you.
Retirement benefits of up to $1000 TT a month are
one of five types of entitlements for former TT workers, says Gobin
Maharaj, a Toronto based agent of consultants Ramcharitar and
Associates and Prudential Management Services. He is willing to help
Canadian residents and citizens obtain their benefits from Trinidad,
for a small service fee.
If you paid into NIS between 1972 and the present time, you are
entitled to all NIS benefits no matter where you live. It doesn’t
matter if you are getting similar benefits in Canada. This something
you paid for, something you have a right to," says Maharaj.
Retirement payments through NIS kick in after the
person reaches the age of 60, and range from a minimum for qualified
people of $200 TT a month upwards. The actual amount will depend on
the number and value of NIS payments and the time of qualification.
Disability benefits can be paid to those who are
under 60 and unable to work for a living. Survivor benefits are due
for the widow or widower of a person who has died while being
qualified for NIS. A survivor can also cash in on a $2,000 funeral
grant, even though the actual funeral could have taken place years
ago. There are also education benefits if a qualified person has died
leaving children still going to school.
Maharaj emphasized that all of these benefits are
payable even if the individual is living in Canada, if the spouse died
here, or if the children are going to school in Canada. Place of
residence has nothing to do with entitlement to NIS benefits, he said.
Maharaj and his Trinidad counterparts will handle
all the paperwork involved in making the claims, including finding
forgotten NIS numbers and answering questions from the NIS. You can
call him at 905-673-1541, e-mail at email@example.com or contact
the head office directly in Trinidad at 10 Victoria Square East, P.O.
Box 236, Port of Spain, Trinidad W.I., at 868-625-4636 or email at: